KINGSTON, Jamaica — The National Housing Trust’s (NHT’s) policy allowing cash refunds to mortgagors with direct NHT loans will have no adverse impact on the agency’s loan portfolio or cash flow, says Assistant General Manager for Corporate Communications and Public Affairs, Dwayne Berbick. Addressing a recent JIS Think Tank,  Berbick noted that the adjustment only changes how the funds are disbursed and does not affect the trust’s financial planning. “The contribution refunds…...